Terms of Use.

Terms and Conditions

By accessing and using KayMedCoding.com (the "Website"), you acknowledge and agree to abide by these Terms and Conditions, which include our Disclaimer and Privacy Policy, both of which are incorporated herein by reference.

The term "you" refers to any individual who visits, uses, or views the Website. KayMedCoding.com ("the Company," "we," "us," or "our") reserves the right to modify or amend these Terms and Conditions at its sole discretion, without prior notice. By continuing to use the Website, you agree to accept such amendments. It is your responsibility to regularly review these Terms and Conditions for any updates.

Your continued use of the Website after any updates to these Terms and Conditions constitutes your acceptance of those changes. If you do not agree to be bound by these Terms and Conditions, you must refrain from using the Website.

Age Requirement and United States Use Only.

The content on this Website is intended solely for individuals who are at least 18 years of age. Children, as defined in our Privacy Policy, are prohibited from using the Website.

Privacy Policy

We are committed to safeguarding your personal information. By using the Website, you accept our Privacy Policy, which is expressly incorporated into these Terms and Conditions. Please review our Privacy Policy for further details.

Disclaimer

Your acceptance of our Disclaimer is incorporated into these Terms and Conditions. For more information, please refer to our Disclaimer.

Mandatory Arbitration and Governing Law

You expressly waive any right to pursue legal claims related to your use of the Website, either now or in the future. In the event of a dispute arising from or in connection with the Website, these Terms and Conditions will be governed by the laws of the state of Florida and the United States.

You agree to submit to the jurisdiction of the state and federal courts located in Utah, regardless of principles of conflict of law, for any legal matters related to these Terms and Conditions.

Any disputes or claims shall first be addressed through mandatory arbitration in Utah, with all arbitration costs borne by you, as permitted by law. You agree that your participation in arbitration is a prerequisite to pursuing any other legal actions, including litigation. In the event that litigation occurs following arbitration, the prevailing party shall be entitled to recover reasonable attorneys' fees and other legal expenses.

Intellectual Property

All content on the Website, including but not limited to text, images, logos, graphics, videos, audio, applications, code, and other materials (collectively, the "Content"), is owned by the Company and protected by copyright, trademark, and other intellectual property laws, unless otherwise specified. You are granted a limited, revocable license to print or download Content for your personal, non-commercial use, provided you do not violate any copyright, trademark, or intellectual property laws.

You agree not to copy, modify, publish, distribute, display, or otherwise exploit any part of the Content without the express written consent of the Company.

User Content and Lawful Use of the Website

By submitting content or information to the Website or any related social media platforms, you warrant that you are the owner or have express permission to use and distribute that content. You grant the Company and its affiliates a royalty-free, irrevocable, perpetual, worldwide, non-exclusive license to use, display, copy, distribute, and edit any content you provide.

You agree not to upload or submit any content that is illegal, defamatory, offensive, or harmful, or that infringes on the rights of others.

Third-Party Links

The Website may contain links to third-party websites for your convenience. We may serve as an affiliate for some of these sites, but we do not control or endorse them. Once you leave the Website, these third-party sites are no longer governed by our Terms and Conditions, and we are not responsible for their content or any transactions that occur between you and these third parties.

Use of Our Paid and Free Products

The Company offers both free and paid products on the Website. All such products are protected by copyright, and you are granted a limited license to use these products for personal, non-commercial purposes only. You may not copy, modify, sell, or redistribute any of our products without our express written consent.

Termination

The Company reserves the right to deny access, remove, or restrict your access to the Website or its Content at any time, for any reason, and without prior notice.

No Refunds

All sales of products and services on this Website are final. No refunds will be issued. The prices for our products and services are set to provide value at an affordable rate, reflecting our commitment to offering useful resources.

No Warranties

All content, products, and services on the Website are provided "as is" without any warranties, either express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.

Limitation of Liability

The Company, its officers, employees, and affiliates are not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of the Website. You agree that your use of the Website is at your own risk and that you are responsible for ensuring the accuracy of any information you provide.

Indemnification

You agree to indemnify and hold harmless the Company and its affiliates from any claims, damages, or legal actions arising from your use of the Website, including any violations of these Terms and Conditions or infringement of intellectual property rights.

Entire Agreement

These Terms and Conditions, along with the Privacy Policy and Disclaimer, constitute the entire agreement between you and the Company regarding your use of the Website, superseding any prior agreements or communications.

Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.